Mollot & Hardy, Inc. | Financial Planning, Retirement, Stocks, Mutual Funds, 401Ks, Pensions, Life Insurance | Buffalo, NY

SERVICE BUILT ON INDEPENDENCE AND TRUST

MOLLOT & HARDY, INC.

OUR MISSION is to establish a growing relationship with individuals and business as we assist them in attaining their specific financial goals through quality products and superior service." 

Helping You Achieve Your Financial Independence

Today's financial marketpalce offers a variety of opportunities. Unfortunately, it also offers a great deal of complexity.  There are many different retirement plans, which include Defined Benefit, Defined Contribution, 401k, 403B, and IRA's. There are many choices of stocks, bonds, mutual funds, annuities, and life insurance.

For many individuals it is difficult to analyze, understand, and select individual financial products, and it is even harder to design a plan that meets their objectives.  Many people simply do not have the expertise, nor the time , to develop a coherent financial program.

At  MOLLOT & HARDY, INC. we believe that our independent financial advisiors are in the best position to help individual investors and businesses analyze their financial needs and achieve their goals.

We are one of the oldest financial services firms in Western New York. Over the years we have gained a reputation for providing our financial advisors with the knowledge, service, and products they need to make viable objective financial decisions to investors such as you.

Because our financial advisiors are independent, they can help you choose the products that can serve your financial needs. At our disposal are a broad selections of investment and risk management vehicles.

These include: pension plan design and administration, mutual funds, stocks, bonds, annuities, investment portfolio management, and many forms of group and individual life insurance products. This broad product array provides you with flexibility when developing your financial plan.  Our relationships with our clients are built on integrity and trust that you can count on.

 

MOLLOT & HARDY, INC. does business in the states; Arizona, California, Florida, Georgia, Illinois, Delaware, Massachusetts, Michigan, New Jersey,  and New York, Nevada and Virginia

ALAN R MOLLOT
Calculators

Tax-Deferred Savings

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Retirement Portfolio Lifespan

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Financial IQ Test

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Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employer's retirement plan after you turn age 70.

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Newsletters

On the Committees

The closely watched "yield curve" has been fairly adept at signaling the onset of U.S. economic recessions. A yield curve inversion would seem to be a fairly straightforward method for ascertaining the direction of the economy, but more often than not it's not so simple.

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

Consider Your Retirement Needs, but Don't Forget Your Retirement Wants

A rule of thumb is that workers will need to replace about 80% of their pre-retirement incomes to maintain their standard of living in retirement. But they may need more than 80% to fund a lifestyle that they can truly look forward to. As people grow older, what once may have been considered luxuries can become basic needs.

How Interest Rates Can Influence Financial Decisions

The Federal Reserve has relied on its control of short-term interest rates to influence economic activity. Adjusting interest rates might seem to be an overly simple solution for steering the world's most powerful economy, but few mechanisms can influence behavior more effectively than interest rates.

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